List Of Top Credit Repair Companies

Use This Directory of Credit Repair Services to Fix Your Credit Score

Sky Blue Credit Services

Sky Blue Credit

Sky Blue Repair can help you fix serious errors on your credit report. The company offers you access to their pro analysis service for a set monthly fee. This identifies the best dispute candidates and helps you raise your scores quickly. On the other hand, they offer you all the guidance you need to open new accounts when your score increases. Like many of the best companies, Sky Blue provides various extra services and programs to repair your credit and fix your lending history. These options include online debt validation, letters to send to creditors, and negotiation guidance at no extra cost. Sky Blue Repair is one of the largest credit repair companies and they can help you get back on track.

Ovation Credit Services

Ovation Credit

With Ovation, repairing your credit score is fast, easy, and effective. No matter what kind of problem you are having with your credit, Ovation can help you solve it. After you select your plan you’ll then submit your credit report to them. They can then start working on your case immediately. Once the 3 bureau credit reports have been imported, you will be prompted to launch the dispute manager. During this process, their legal team with work with the credit card companies to remove inaccurate items from your report. All you have to do is relax and enjoy the results.

Continental Credit Repair

Continental Credit Online

At Continental Credit Online, they believe the road to good credit can be a smooth ride with an effective credit repair system. Ovation provides each client with a personalized care plan matching their credit needs. Like most services listed here, they spend a good amount of time handling your account. Ovation will also include free credit monitoring and online customer service if you have issues with a rogue creditor. They also will correct negative information that affects your personal financial history.

Rising Point Solutions

Rising Point Solutions

Rising Point Solutions is a premier credit restoration and consulting company. Their credit restoration program consists of a specific plan to raise your FICO score 100 points or more. One thing that makes Rising Point Solutions stand out in the crowd is its vast educational resources. They help improve your credit history, and you can also use their financial services to apply with multiple secured lenders.

Team USA Credit Repair

Team USA Credit Repair

Team USA can help if you have a bad credit history. With over 35 years of combined experience, there is no situation they cannot help with. All of their agents are licensed and bonded, so you are protected no matter what. Additionally, Team USA can help remove negative items such as judgments, child support, and late payments.

Your Credit Attorney

Sunshine Credit & Lending

Sunshine Credit offers a quality credit repair service at lower prices than many of the biggest companies. For $29 a month, you can eventually repair your financial history to get a personal loan with an improved credit history. Once you get your FICO scores, their professionals will work with you to develop a personalized road map. Once a credit repair roadmap has been established, you can review it and approve it. If you approve the plan the company has put together, they will then start contacting the three largest bureaus. There are no hidden charges: you can cancel their service anytime.

Fowler Credit Restoration

Fowler and Fowler

With a 90% rate of complete removal or correction of the information reported on credit files, it’s easy to see why Fowler and Fowler have been one of the best credit repair companies for the last decade. And unlike other companies in the industry, Fowler and Fowler do not use a preset computer program to help you repair your credit. Every plan they create is unique and personalized. They have a team of skilled counselors who will analyze your reports. Their experts will develop a plan to produce the best possible results when fixing your FICO score.

Key Credit Repair

Key Credit Repair

Key is a top-rated credit repair company helping everyday citizens rebuild their financial history. It seems to be a more straightforward process online, but their customer service is also during business hours. Throughout the consultation, you will speak with a trained specialist. This expert will work with you to develop a customized action plan that fits your long term financial goals and monthly budget. There are no upfront fees, contracts, or commitments, and the Key Credit Repair Team promises to put your needs first when speaking with creditors.

Credit Repair VIP

Premier Credit CO

Premier Credit CO is a free online credit repair service. They provide articles on various topics in the industry to help everyday citizens regain control of their FICO scores. If you visit the company blog, you will find information about home loan laws, financial education, training, and news about the best credit repair companies. You will also be able to their repair letters to send to your creditors and the 3 big bureaus. If you have tax liens, financial judgments, or bankruptcies, this service is for you.

Pay After Deletion Credit Repair

Pay After Deletion

Pay After Deletion is a licensed credit repair company in business for over 15 years. To get started you will need to pay a $100 setup fee and give detailed credit history. This fee is guaranteed as well which means if they don’t get you results they will refund you 200%. With their money-back guarantee, you will get double your money back if they can’t deliver. To ensure they get you the best possible results they use 50 advanced repair tactics to get items removed from your credit reports.

The Credit Pros

The Credit Pros

The Credit Pros tends to get the best reviews of any credit repair company in this directory. The company has been one of America’s 5,000 fastest growing companies for two years in a row by magazine. They offer one plan that starts at under $200 per person. There are extra costs for each item they remove from your report. This plan is a pay for results plan, meaning you will only pay if you get results. With this plan, you will get unlimited disputes, ID theft restoration, and assistance from a bureau expert and creditor dispute documents. You will also get credit monitoring and access to your online progress and reporting.

Free Score 360

Free Score 360

Free Score 360 offers interactive financial tools, and their learning center provides clients with a better understanding of why these actions impact scores. If your credit reports have errors, you will learn how to correct them using the ScoreSense Dispute Center. Members of their ScoreSence program will also get $1 million in identity theft protection. This protects their personal and private history now and then in the future.

The Credit Repair Agents

Best Credit Repair Agents

Best Credit Repair Agents is an online service offering a quick and hassle-free process to repair your credit. First, they will evaluate your FICO score and contact all 3 credit bureaus to correct any errors. This is a process that will identify items for removal. After your reports go through a specialist they will contact you within 24 hours. The specialist will develop a plan of action on which items to dispute. Once everything has been agreed upon, the repair agents will work on improving your credit profile.

Better Way To Credit

Better Way To Credit

Better Way offers a 4-step proven process that can help with errors on your credit report. Step one is budget and debt counseling, where you can get all your questions answered and learn more about the FICO restoration process. Step two is complete analysis and education. After discussing your goals, you will be ready for a free in-depth full analysis of your online profile. Step three is a debt review. This is where a detailed review of all 3-credit reports will take place. This is essential in credit repair as it promotes openness and transparency. The fourth and final step is the identification of services.

Credit RX America

Credit RX America

CreditRX America offers fast credit repair with a promise. If they cannot remove errors or disputable items, you will not pay a dime until it is done. Per the Credit Repair Organizations Act, you don’t pay any fees or extra charges if they can’t get results. It’s that simple. The company also offers a free financial audit for all customers. You tell them what items you want deleted, and they work on those details. You should start seeing results within 30 days.

Veracity Credit

Veracity Consultants

Since 2003 Veracity Consultants has helped over 100,000 clients improve their credit history. The company has a proven formula that will get actionable results quickly. Unlike other credit repair agencies and debt help companies, Veracity Consultants does not charge any setup fees. Their monthly payments kick in when you create a CORE profile in their system. Veracity Consultants offers all potential clients a no-obligation consultation where you can first understand how their service works and what type of FICO score to expect.

Credit Karma

Credit Karma

Credit Karma is on a mission to help make financial progress possible for anyone looking to hire a credit bureau restoration service. With these services, you can make meaningful progress and achieve your financial goals. All members get free access to credit scores, home loan info, and financial monitoring. The idea is to show you where you are today so you can figure out what your next best move is. Credit Karma gives you the correct information at the right time to focus on what’s important.

Freedom Credit Services

Freedom Credit Services

Freedom guarantees to improve your credit score, or they will refund your entire payment. The company can correct or remove judgments, fraud, tax liens, home loan foreclosures, and identity theft. Freedom will also handle collections, charge-offs, slow payment histories, and credit card issues. They can also assist with home loan repossessions, erroneous personal information, and bankruptcies.

arc credit repair services

ARC Credit Repair Services

This company helps individuals create a better financial future by implementing their proven credit repair system. The company works with the credit bureaus and creditors to repair your payment history. Like a law firm, they challenge negative items that affect your credit score. They also offer 24/7 online monitoring and monthly alerts. With these options, you can immediately know about any updates or changes to your credit report. ARC will help you build a better financial future through education, technology, and customized tools. Their goal is to guide you on the top actions you need to take to maintain a healthy credit score.

advanced credit solutions

Accelerated Credit Repair

Accelerated Credit Repair has been in business for two decades and claims to have helped over 10,000 customers improve their credit. Accelerated claims to be one of the best credit repair score companies in business. They are one of the few online companies offering every client a dedicated advocate. When you enroll in their program, you will receive a restoration and maintenance manual. This booklet includes every form letter they will use to increase your FICO score. You will also have 24/7 access to an online database to monitor your process as you go through the program.

Lexington Law

Lexington Law is a trusted leader among all credit repair companies. They claim to help their clients remove at least 7.5 million items a year from their credit reports. To get you the best possible results Lexington law firm leverages your consumer rights. This occurs along with their experience in engaging with the creditors on your behalf. You have to tell them which items to address, and they will take it from there. The company offers clients three different service levels, with the Concord Standard plan.

Credit Firm Company Logo

Credit Firm

Credit Firm claims to have an excellent track record of trusted customer service among the best credit repair companies. They offer superior results and have an excellent BBB rating. Their service has affordable payments, and you can cancel anytime. Over the last twenty years, they have helped thousands of clients improve their long-term credit reports. This company raises scores by optimizing personnel files, deleting derogatory accounts, and providing 24/7 credit monitoring. You can access a certified credit consultant by taking advantage of their free consultation.

700 Credit Repair Service

700 Credit Repair

700 Credit Repair is an online self-help credit repair service focusing on fast score restoration. The service’s main selling point is a guarantee that if you follow the program, you should see a FICO score that eventually reaches 700. They also have tailored funding services for consumers with lower interest rates. These items include boat purchases and RV or campers, where you need a specific credit score to qualify with the lender. 700 Best claims to have Attorney Board Certified letters you can offer creditors. This company also goes beyond a 90-day guarantee with a lifetime guarantee for its services.