List of Credit Repair Companies

Use Our Directory to Find the Perfect Credit Repair Company

Sky Blue Credit

Sky Blue Credit Repair can help you clean up errors on your credit report and improve your overall scores. For only $59 a month the company offers you access to pro analysis which identify the best dispute candidates, faster disputes, score assistance to help you raise your credit scores as quickly as possible. On the other hand, credit rebuilding offers you all the guidance you need to successfully open new credit accounts. Like many of the best credit repair companies, Sky blue also provides a host of extras services.  These options include debt validation, credit repair letters and negotiation guidance at no extra cost. It doesn’t matter if you are recovering from hard times or you made a few bad financial decisions over the years, Sky Blue Credit Repair can help you get back on track.

Ovation Credit

With Ovation Credit repairing your credit is fast, easy and effective. No matter what kind of problem you are having with your credit, Ovation can help you solve it. Once you sign up and select your plan with this provider you will be asked to import your Experian credit report so they can start working on your case immediately. Once all credit reports have been imported, you will be prompted to launch the dispute manager. During this process their legal team with work with the credit companies to make sure all inaccurate information is removed from your credit report. All you have to do is relax and enjoy the results. To learn more about ovation credit visit

Continental Credit Online

At Continental Credit Online they believe the road to good credit should be a smooth ride. To make this happen the company provides each client with a personalized credit care plan that adapts to their personal needs. They take every aspect of your situation, the good and the bad, and come up with a plan that will get you the best possible results. Continental credit online has a highly effective and efficient team of credit repair specialists who will help you every step of the way to correct negative and erroneous information that is affecting your credit scores negatively.

Rising Point Solutions

Rising Point Solutions is a premier credit restoration and consulting company. Their credit restoration program consists of customized credit repair plan that is designed to get you the best possible results in the shortest amount of time. As a client you will have access to a client services team provided by the company and your online account 24 hours a day. One thing that really makes Rising Point Solutions stand out in the crowd is their vast credit education resource. They have hundreds of articles that will help you better understand your credit report so you can maximize your credit score. To learn more about raising point solutions you can visit

Team USA Credit Repair

If you have bad credit Team USA Credit Repair can help. With over 35 years of combined experience there is no situation they cannot help with. All of their agents are licensed and bonded so you know you are protected no matter what. What makes this company so unique is the fact their entire staff has at one point used the service. That means their stuff knows exactly how you feel and will do all they can to help make your life a little better. Additionally, Team USA credit repair can help remove negative items such as judgments, child support and late payments just to name a few.

Your Credit Attorney

Your Credit Attorney offers quality credit repair at lower prices than many of the best credit repair companies. For just $29 a month you can start the process of repairing your credit. Once all of your credit reports have been obtained their team of professionals will work with you to come up with a personalized credit road map. Once the road map has been established you will be able to review it and approve it. If you approve the plan the company has put together, they will then stat contacting the Credit bureaus, demanding they comply with the law. There are no hidden charges: you are free to cancel their service anytime.

Fowler and Fowler

With a 90% rate of complete removal or correction of information reported on credit files, it’s easy to see why Fowler and Fowler has been considered one of the best credit repair companies for over a decade. And unlike other companies in the industry, Fowler and Fowler does not use a pre set computer program to help you repair your credit. Every plan they create is personalized with you in mind. They have a team of skilled counselors who will analyze your credit reports and come up with a plan that will produce the best possible results.

Key Credit Repair

Key Credit Repair is a top rated BBB Company that is helping everyday citizens rebuild their credit. Over the years they have helped thousands of clients clean up their credit and get a fresh start. Getting started with them is quick and easy. You can apply for credit repair online or give them a call directly. During the consultation you will speak with a trained specialist who will work with you to come up with a customized action plan that fits your financial goals and budget. There are no upfront fees, no contracts and no commitments. You can pick your first payment date and expect to see results within 90 days.

Credit Repair VIP

Credit Repair VIP is a blog that shows you how to repair your own credit for free. They provide articles on various topics in the industry in an effort to help everyday citizens regain control of their credit. If you visit the company blog you will find information about credit laws, credit education, credit repair training and news regarding the best credit repair companies. You will also be able to access sample credit repair letters that can be sent to your creditors as well as the credit bureaus. If you have tax liens, financial judgments or bankruptcies, this blog is for you.

Pay After Deletion

Pay After Deletion is a credit repair company that has been in business for over 15 years. When you sign up with pay after deletion as a client you will only pay if they get results. To get started you will need to pay a $100 setup fee. This fee is guaranteed as well which means if they don’t get you results they will refund you 200%. In other words, you will get double your money back if they can’t deliver. To ensure they get you the best possible results they use 50 advanced credit repair tactics to get items removed from your credit reports

The Credit Pros

The Credit Pros tends to get the best credit repair reviews of any company listed here. And it’s perhaps reconfirmed by the fact that the company was ranked as one of America’s 5,000 fastest growing companies for two years in a row by magazine. They offer one plan that starts at $179 per individual and $279 per couple for the first payment. This plan is a pay for results plan meaning you will only pay if you get results. With this plan you will get unlimited disputes, ID theft restoration, one-on-one consultations with a Certified FICO© Professional, Debt Validation letters to creditors as well as 24/7 access to your Client Portal.

Free Score 360

Free Score 360 offers a YOU first approach that other credit repair companies only dream about. Their interactive tools and learning center provides clients with a better understanding of how the financial actions they take impact their credit scores. If your credit reports have errors, you will learn how to correct them using the ScoreSense Dispute Center. As a member of ScoreSense you will have access to monthly updates on all three of your credit scores. For instance, you will also get $1 million in identity theft protection to protect your credit now, and then in the future.

The Credit Repair Agents

The Credit Repair Agents offer a quick and hassle-free process to repair your credit. First they will review your credit reports from all three bureaus, which is essentially a process that will identify which items need to be removed. After your reports have been received a credit repair specialist will contact you within 24 hours to start developing a plan of action on which items need to be disputed. Once everything has been agreed upon The Credit Repair Agents will go to work. In most cases you will see results within 30 days. As a client you will be able to log into a secure website to check progress 24 hours a day.

Better Way To Credit

Better Way To Credit offers a simple 4-step process that can help you repair and rebuild your credit. Step one is budget and debt counseling, where you can get all of your questions answered and learn more about the credit repair process. Step two is full analysis and education. Once your goals and challenges have been discussed you will be ready for a free in-depth full analysis of your credit profile. Step three is credit and debt review. This is where a detailed review of all 3-credit reports will take place. This is an essential step in credit repair as it is known to promote openness and transparency. The fourth and final step is identification of services. Like many of the best credit repair companies, they will create a solution to address the problem areas.

Credit RX America

Credit RX America offers fast credit repair with a promise. If they are unable to get an item removed, you will not pay a dime until it is done. It is this unique guarantee that has made the company one of the fastest growing credit repair services in the country. And unlike other companies, with Credit RX America you never have to worry about monthly fees, start up fees, audit fees, hidden fees or upfront fees. If they can’t get results, you don’t pay. It’s that simple. The company also offers a free credit audit. You tell them what items you want deleted and they go to work those details. You should start seeing results within 30 days.

Veracity Credit Consultants

Since 2003 Veracity Credit Consultants has helped over 100,000 clients repair their credit and improve their financial future. The company has perfected a proven formula that will get you the results you want fast. Unlike other credit repair companies, Veracity Credit Consultants does not charge any set up fees until you have created a CORE credit profile in their system and the company has contacted you to begin building a credit plan of action based on your personal situation. Veracity Credit Consultants offers all potential clients a no-obligation credit report consultation to help you better understand how they can help you repair your credit.


Credit Karma is on a mission to help make financial progress possible for all and sundry. The company accomplishes this task by providing the tools, education and opportunities you need to make real, meaningful progress in terms of achieving your financial goals. All Credit Karma members get free access to credit scores, credit reports and monitoring. The idea is to show you where you are today so you can figure out what your next best move is. Credit Karma gives you the right information at the right time so you can focus on what’s really important.

Credit Restore USA

Credit Restore USA is a premier credit repair company located in Miami Florida. When you enroll in their credit restore service you will get access to a team of experts who will review and analyze all of your credit reports to ensure all information is accurate and up to date. And if something needs to be disputed they will file a dispute on your behalf. Most customers reportedly start to see results with this provider in as little as 30 days, although the company is known to complete the credit repair service within 3 to 6 months. From within the client portal you will be able to review the status of your credit repair 24 hours a day.

Legacy Legal Credit Repair

Legacy Legal is one of the best credit report repair companies in the industry. Legacy places high on most credit repair reviews and they have over 20 years of experience.  They offer clients exceptional customer service, lifetime membership, identity theft repair and protection, online access to track progress and a comprehensive credit restoration plan. At Legal Legacy, the company believes knowledge is power. Not only do they help you repair your credit, but they also provide you with credit coaching and education so you can have an in depth understanding of how to repair and maintain your good credit for the rest of your life.

Freedom Credit Services

Freedom Credit Services guarantees you will see an improvement in your credit profile or they will refund your entire payment. They work directly with all three credit bureaus to ensure all information on your credit report remains accurate and up to date. If any information on your report is found to be outdated or unverifiable, they will go through the necessary steps to have it removed. Additionally, the company can also help correct or remove judgments, fraud, tax liens, foreclosures, identity theft, collections, charge offs, slow payment histories, repossessions, erroneous personal information and bankruptcies.

Credit Repair Services

Credit Repair Services helps individuals repair their credit and create a better financial future. The company works tirelessly with the credit bureaus as well as your creditors to repair your credit by challenging any negative items that may have been affecting your credit score. They also offer 24/7 credit monitoring and alerts so you can immediately know about any updates or changes to your credit report. Last but not least they help you build a better financial future through education, technology and customized tools that guide you on best possible actions you need to take to maintain a healthy credit score.

Advanced Credit Solutions

Advanced Credit Solutions has been around for almost 20 years. The company has helped thousands of clients climb their way out of financial ruin and claims to be one of the best credit repair companies that’s in business. They company is also one of the few credit repair companies that offers every client a dedicated client advocate. When you enroll in their program you will receive a credit restoration and maintenance manual that includes every form letter that will be used to restore your credit. You will also have 24/7 access to an online database where you can easily monitor your progress as you go through the program.

Lexington Law

Lexington Law is a trusted leader among all credit repair companies. If reports are to be believed in 2015 they helped their clients remove 7.5 million items from their credit reports. To get you the best possible results Lexington Law leverages your consumer rights along with their unparalleled experience to engage with the creditors on your behalf. All you have to do is tell them which items need to be addressed and they will take it from there. The company offers clients three different service levels with the Concord Standard plan starting at $79.95 a month. Their most comprehensive plan is the PremierPlus plan which starts at $119.95 a month.

Credit Firm

Credit Firm claims to be one of the most trusted and best credit repair companies in the nation. They offer superior results, unparalleled customer service and affordable monthly payments. Over the last 20 years they have helped thousands of clients improve their credit history and raise their credit scores by optimizing their credit files and deleting derogatory accounts. By taking advantage of their free credit consultation you will get access to a certified credit consultant who will review your credit report and come up with a step-by-step action plan that can help you improve your credit score and reach your financial goals.