List of Credit Repair Services

Use Our Directory to Find the Perfect Credit Repair Company

Sky Blue Credit

Sky Blue Repair can help you clean up errors on your credit report and improve your overall scores. For $59 a month the company offers you access to their pro analysis service.  This identifies the best dispute candidates and helps you raise your credit scores as quickly as possible. On the other hand, credit rebuilding offers you all the guidance you need to open new credit accounts. Like many of the best credit repair companies, Sky blue also provides a host of extras services.  These options include credit card debt validation, credit repair letters and negotiation guidance at no extra cost. It doesn’t matter if you are recovering from hard times or you made a few bad financial decisions over the years.  Sky Blue Repair can help you get back on track.

Ovation Credit

With Ovation, repairing your credit is fast, easy and effective. No matter what kind of problem you are having with your credit, Ovation can help you solve it. After you select your plan with this provider you will be asked to import your Experian credit report.  They can then start working on your case immediately. Once all credit reports have been imported, you will be prompted to launch the dispute manager. During this process their legal team with work with the credit card companies to remove inaccurate items from your credit report. All you have to do is relax and enjoy the results.

Continental Credit Online

At Continental Online they believe the road to good credit should be a smooth ride. To make this happen the company provides each client with a personalized credit care plan that adapts to their personal needs. They take every aspect of your situation, the good and the bad, and come up with a plan that will get you the best possible results. Continental has an effective and efficient team of repair specialists who will help you every step of the way.  Like most credit repair agencies, they spend a good amount of time handling your account.  This includes correcting negative and erroneous information that affects your personal financial history.

Rising Point Solutions

Rising Point Solutions is a premier restoration and consulting company. Their credit restoration program consists of a custom repair plan.  This can get you the best possible results in the shortest amount of time. As a client you will have access to a client services team provided by the company and your online account 24 hours a day. One thing that makes Rising Point Solutions stand out in the crowd is their vast education resource. They have hundreds of articles that will help you better understand your credit report so you can maximize your credit score. To learn more about raising point solutions you can visit

Team USA Credit Repair

If you have bad credit Team USA Credit Repair can help. With over 35 years of combined experience there is no situation they cannot help with. All of their agents are licensed and bonded so you know you are protected no matter what. What makes this company so unique is the fact their entire staff has at one point used the service. That means their stuff knows exactly how you feel and will do all they can to help make your life a little better. Additionally, Team USAcan help remove negative items such as judgments, child support and late payments to name a few.

Your Credit Attorney

Your Credit Attorney offers quality credit repair at lower prices than many of the best credit repair companies. For $29 a month you can start the process of repairing your financial history. Once your credit reports have been obtained their team of professionals will work with you to come up with a personalized credit road map. Once the road map has been established you will be able to review it and approve it. If you approve the plan the company has put together, they will then stat contacting the Credit bureaus, demanding they follow the law firm. There are no hidden charges: you are free to cancel their service anytime.

Fowler and Fowler

With a 90% rate of complete removal or correction of information reported on credit files, it’s easy to see why Fowler and Fowler has been considered one of the best credit repair companies for over a decade. And unlike other companies in the industry, Fowler and Fowler does not use a pre set computer program to help you repair your credit. Every plan they create is personalized with you in mind. They have a team of skilled counselors who will analyze your credit reports.  These experts will come up with a plan that will produce the best possible results.

Key Credit Repair

Key is a top rated BBB Company that is helping everyday citizens rebuild their credit. Over the years they have helped thousands of clients clean up their credit and get a fresh start. Getting started with them is quick and easy. You can apply for credit repair online or give them a call.  It seems to be an easier process online, but their customer service is also during business hours.  Throughout the consultation you will speak with a trained specialist.  This expert will work with you to come up with a customized action plan that fits your financial goals and budget. There are no upfront fees, no contracts and no commitments. You can pick your first payment date and expect to see results within 90 days.

Credit Repair VIP

Credit Repair VIP is a blog that shows you how to repair your own credit for free. They provide articles on various topics in the industry to help everyday citizens regain control of their credit. If you visit the company blog you will find information about home loan laws, financial education, credit repair training and news about the best credit repair companies. You will also be able to access sample repair letters that can be sent to your creditors as well as the 3 big bureaus. If you have tax liens, financial judgments or bankruptcies, this blog is for you.

Pay After Deletion

Pay After Deletion is a credit repair company that has been in business for over 15 years. When you sign up with pay after deletion as a client you will only pay if they get results. To get started you will need to pay a $100 setup fee. This fee is guaranteed as well which means if they don’t get you results they will refund you 200%. In other words, you will get double your money back if they can’t deliver. To ensure they get you the best possible results they use 50 advanced credit repair tactics to get items removed from your credit reports

The Credit Pros

The Credit Pros tends to get the best credit repair reviews of any company in this directory. It’s reconfirmed by the fact that the company was ranked as one of America’s 5,000 fastest growing companies for two years in a row by magazine. They offer one plan that starts at under $200 per person.  There are additional costs for each item they remove from your credit report. This plan is a pay for results plan meaning you will only pay if you get results. With this plan you will get unlimited disputes, ID theft restoration, assistance from a bureau expert, credit card dispute documents and access to your online progress and reporting.

Free Score 360

Free Score 360 offers a YOU first approach that other credit repair companies only dream about. Their interactive tools and learning center provides clients with a better understanding of why these actions impact credit repair scores. If your credit reports have errors, you will learn how to correct them using the ScoreSense Dispute Center. As a member of ScoreSense you will have access to monthly updates on all three of your credit scores. For instance, you will also get $1 million in identity theft protection to protect your personal and private history now, and then in the future.

The Credit Repair Agents

The Credit Repair Agents offer a quick and hassle-free process to repair your credit. First they will review your credit reports from all three bureaus.  This is a process that will identify items for removal. After your reports go through a credit repair specialist they will contact you within 24 hours.  The specialist will develop a plan of action on which items to dispute. Once everything has been agreed upon The repair agents will go to work. In most cases you will see results within 30 days. As a client you will be able to log into a secure website to check progress 24 hours a day.

Better Way To Credit

Better Way To Credit offers a simple 4-step process that can help you repair and rebuild your credit. Step one is budget and debt counseling, where you can get all your questions answered and learn more about the credit repair process. Step two is full analysis and education. Once your goals and challenges have been discussed you will be ready for a free in-depth full analysis of your online profile. Step three is a credit card debt review. This is where a detailed review of all 3-credit reports will take place. This is an essential step in credit repair as it promotes openness and transparency. The fourth and final step is identification of services. Like many of the best credit repair agencies, they will create a solution to address the problem areas.

Credit RX America

Credit RX America offers fast credit repair with a promise. If they are unable to get an item removed, you will not pay a dime until it is done. It is this unique guarantee that has made the company one of the fastest growing credit repair services in the country. And unlike other companies, with Credit RX America you never have to worry about monthly fees, start up fees, audit fees, hidden fees or upfront fees. If they can’t get results, you don’t pay. It’s that simple. The company also offers a free credit audit. You tell them what items you want deleted and they go to work those details. You should start seeing results within 30 days.

Veracity Consultants

Since 2003 Veracity Consultants has helped over 100,000 clients repair credit and improve their financial future. The company has a proven formula that will get actionable results quickly.  Unlike other credit repair agencies and debt help companies, Veracity Consultants does not charge any set up fees.  Their fees kick in when you have create a CORE credit profile in their system.  At this point the company will contact you to begin building a credit plan of action based on your personal situation. Veracity Consultants offers all potential clients a no-obligation credit report consultation.  The goal with this is to help you better understand how they repair your credit.


CreditKarma is on a mission to help make financial progress possible for all and sundry. The company accomplishes this task by providing the tools, education and opportunities.  With these tolls you can then make meaningful progress and achieve your financial goals. All CreditKarma members get free access to credit scores, home loan info, credit reports and monitoring. The idea is to show you where you are today so you can figure out what your next best move is. CreditKarma gives you the right information at the right time so you can focus on what’s important.

Credit Restore USA

Credit Restore USA is a premier credit repair company located in Miami Florida. When you enroll in their credit restore service you will get access to a team of experts.  These experts will review and analyze all our credit reports to ensure all information is accurate and up to date. If something needs to be disputed they will file a dispute on your behalf. Most customers reportedly start to see results with this provider in as little as 30 days.  The company is known to complete the credit repair service within 3 to 6 months. Within the client portal you will be able to review the status of your credit repair 24 hours a day.

Legacy Legal Credit Repair

Legacy Legal is one of the best credit report repair companies in the industry. Legacy places high on most credit repair reviews and they have over 20 years of experience.  They offer clients exceptional customer service and lifetime membership.  Legacy also provides identity theft repair and protection, online access and a comprehensive financial restoration plan. At Legal Legacy, the company believes knowledge is power. Not only do they help you repair your credit, but they also provide you with credit coaching and education.  This education can help you understand to repair and maintain your good credit for the rest of your life.

Freedom Credit Services

Freedom guarantees you will see an improvement or they will refund your entire payment. They work with all three credit bureaus to ensure all information on your credit report remains accurate and up to date. If any information on your report is not current or unverifiable, they will go through the necessary steps to have it removed.  The company can also help correct or remove judgments, fraud, tax liens, home loan foreclosures, and identity theft.  Freedom will also handle collections, charge offs, slow payment histories and credit card issues.  They can also assist with home loan repossessions, erroneous personal information and bankruptcies.

Credit Repair Services

Credit Repair Services helps individuals repair credit to create a better financial future. The company works  with the credit bureaus as well as your creditors to repair your credit.  Like a law firm, they challenge negative items that affect your credit score. They also offer 24/7 online monitoring and alerts so you can immediately know about any updates or changes to your personal report. They help you build a better financial future through education, technology and customized tools.  Their goal is to guide you on best possible actions you need to take to maintain a healthy credit score.

Advanced Credit Solutions

Advanced Solutions has been around for almost 20 years. The company has helped thousands of clients climb their way out of financial ruin.  Advanced claims to be one of the best credit repair scores companies that’s in business. They company is also one of the few credit repair companies that offers every client a dedicated client advocate. When you enroll in their program you will receive a restoration and maintenance manual.  This booklet includes every form letter that they will use to restore your credit. You will also have 24/7 access to an online database where you can monitor your progress as you go through the program.

Lexington Law

Lexington Law is a trusted leader among all credit repair companies. If reports are to be believed in 2015 they helped their clients remove 7.5 million items from their credit reports. To get you the best possible results Lexington law firm leverages your consumer rights.  This occurs along with their experience to engage with the creditors on your behalf. All you have to do is tell them which items to address and they will take it from there. The company offers clients three different service levels with the Concord Standard plan starting at $79.95 a month. Their most comprehensive plan is the PremierPlus repair scores plan which starts at $119.95 a month.

Credit Firm

Credit Firm claims to be one of the most trusted and best credit repair companies in the nation. They offer superior results, unparalleled customer service and affordable monthly payments. Over the last 20 years they have helped thousands of clients improve their creditor history.  This company raises scores by optimizing personal files and deleting derogatory accounts. By taking advantage of their free consultation you will get access to a certified credit consultant.  This adviser will review your credit report and come up with a step-by-step action plan.  This plan can help improve your credit score and reach your financial goals.

700 Credit Repair

700 Credit Repair looks to be more of an online self help service with a primary focus on credit restoration.  The main selling point of the service is a guarantee that if you follow the program you should see a score that eventually reaches 700.  They also have tailored services for consumers who are looking at a specialty purchase.  These items include boat purchases and RV or campers where you need a specific credit score to qualify with the lender.  700 Best Credit Repair claims to have Attorney Board Certified letters that you can provide to creditors.  This company also provides a lifetime guarantee for their services and is licensed and bonded in the State of Florida.